Financials & Insurance
At Sequatchie Valley Dental Associates, we are happy to work with your dental insurance company to help pay for the cost of your dental care. While we may accept assignment from your insurance company, we do require payment of the estimated balance at the time of treatment.
If you have dental insurance, a percentage of the cost of most treatments are usually covered. Financing arrangements may be available for copayments and remaining balances. We are able to provide this option through CareCredit or the Citi Health Card.
In addition to cash or personal check, we also accept MasterCard, Visa, American Express and Discover credit cards.
About Dental Insurance
We will give you an estimate of costs required in advance of treatment so that you can come prepared for each visit. Once again, the best surprise is no surprise!
Our office will bill your insurance company for payment under these guidelines. It is important for you to know that our professional services are rendered and charged directly to you-not an insurance company. Dental insurance plans pay only a portion of your treatment, and we urge you to be fully aware of the provisions of your dental co-Financials & Insurance. We will file your dental claim if we can confirm your coverage in advance, but all charges for that claim will be payable by you if your insurance company has failed to make their payment within 60 days of being properly billed. We will do everything we can to live up to the standards you expect and deserve from us as professionals. Our fees reflect the quality of service and the care with which it was delivered.
We will do our utmost to see that you receive the maximum benefits from your company's program. However, keep in mind that most plans only cover a portion of the cost of your dental care. Sometimes, an insurance company will state that the fee charged by the dentist was over the "UCR" of the policy, (the usual, customary, and reasonable fee). This does not mean that the fee charged by the dentist was excessive; it simply means that because of the contract your employer arranged with the insurance company (and the amount of money they were willing to pay in premiums). Excellence in care rarely comes under the dictates of "average, or usual". Our obligation is to YOU. We will offer to you what we feel is dental care tailored to YOUR particular needs, regardless of what the insurance company may be willing to provide. In doing so, we feel an obligation to educate you on all your treatment options and let you decide which treatment is bested suited for you.
Unable to pay for services?
If your family''s annual income is within 200% of federal poverty level guidelines, you may qualify for free or discounted services. Please ask our financial coordinator for information and an application for our sliding fee scale program.